For piot, i think a large component of it is just speed, right? So for example, if you're trying to send wire, chance for ust to capture an arb opportunity between two different exchanges. And in that case, transfering piot is just not going to work. Seeyou need something that is block chain or cryptol nativea. Another reason could be that lots of yo, different types of operations crypto are not accepted by regulators yet. For us, it's very easy for the us. Government to shut don us d c by threatening the bank balance and then pelling circle to freeze certain accounts,. which they've done before historically.