6min chapter

The Ramsey Show cover image

How The Baby Steps Protect You From Financial Uncertainty

The Ramsey Show

CHAPTER

Navigating Mortgage Decisions for Financial Freedom

This chapter explores strategies for managing a mortgage that is resetting at a higher interest rate. The discussion focuses on three main options: accepting the new payment, pursuing a mortgage recast, or paying off the mortgage entirely using brokerage funds, with an emphasis on achieving financial freedom and reducing stress.

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