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661. Insights: Can embedded finance bank the unbanked?
Fintech Insider Podcast by 11:FS
Are There Major Factors That Stop People Engaging With Formal Financial Services?
David Frum: Not having access to formal financial services places people in a vulnerable position. He says digital access and identity are the key facilitators of inclusion in any part of the economy. There's long-term, historic reasons that black and brown households may not trust financial institutions he says. "Your financial life becomes the litmus test for your trustworthiness as an employee"
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