Monica hallan is an author of the best selling book, let's talk money. She has worked across several medio organizations in india for almost three decades. Vishal: Financial products are there to solve your problems. You are not there to buy because they are selling it. Every product in your money box needs to fight for a place to come in,. Because it needs to solve a problem that helen. helen@dailymail.co.uk will be on air from 9am-11am every day this week.