Ask Paula: How To Prepare for A Layoff
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How to Maximize Your Roth IRA Contributions
With a Roth IRA, she can take the money out at any time that she put in the interest on it. The only thing that I worry about with the Roth 401k is that money is going to be locked up for five years or 59 and half, whichever is longer. If she doesn't have to choose, if she can do both, max out both, just shovel money into as many Roth accounts as possible.
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