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62. “Why are we waiting for payday if we make $140k?”

Money For Couples with Ramit Sethi

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Is Your Debt Really Helping You?

Amy is buried in debt, and she has taken on even more debt for an unproven business. They have given themselves no money for guilt free spending. That means they're simply not realistic. Go out if you want to do that, but get the fixed costs a'll adjust it. And forget about investing. It doesn't leave you any money because it's all going towards these fixed costs. Essentially, all your money is gone the minute it comes in.

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