You Can’t Fix People by Funding Their Bad Decisions
The Ramsey Show
Index funds and fruit‑jar investing
Dave recommends IRA rollover to mutual funds (growth, income, aggressive growth, international) over front‑loaded annuities.
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Dave Ramsey and Dr. John Delony answer your questions and discuss:
- “How do we guide our daughter to make better choices?”
- “My mother has $38,000 in collections and can’t pay her bills. How do I help her through this mess?”
- “I made a mistake transferring my 401(k) into an annuity. What should we do to fix this?”
- “How do I go from being intense to intentional in baby step 6?”
- “Do I need to buy flood insurance?”
- “Should we do what our parents recommend and live together before marriage?”
- “Do we need long-term care insurance?”
- “Should I get a reverse mortgage to help my daughter?”
- “Should I invest in my 4th Airbnb?”
- “My in-laws want us to pay them back for tuition fees they lost when my wife dropped out of college”
- “We have a good income but are still living paycheck-to-paycheck. How do we get ahead?”
- “Should we pull from our emergency fund to buy a car?”
- “How do I talk to my client about paying me more?”
- “Should I move out of my parents’ house?”
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