Ad break

Pre-order Tyler's book, Real Wealth, at ⁠⁠⁠⁠⁠⁠tylergardner.com/book and be eligible for all monthly incentives between now and December 1st!

And as always, a MASSIVE thank you to this week's sponsors:

• Momentous⁠ → ⁠⁠livemomentous.com⁠ Use code Tyler for up to 35% off your first order!

• Gelt → ⁠⁠joingelt.com/tyler⁠ because Q2 is where strategic businesses make game-changing tax moves. If you're a business or a high-net worth individual, you might want to check this one out today.

• Caldera+ Lab⁠ → If you've been meaning to take better care of your skin, head to CalderaLab.com/TYLER and use code TYLER for 20% off your first order.

And on to the show notes!!

Most people spend decades learning how to make and save money.

Far fewer learn how to spend it well.

In this episode, Tyler shares two very personal lists: five things he’ll happily overpay for, and five things he refuses to spend money on again.

Not because one list is objectively right.

Because the point is figuring out your own list.

In this episode, Tyler covers:

• Why many well-funded retirees still struggle to give themselves permission to spend

• Five things Tyler believes are genuinely worth the money, from generous tipping to buying back time

• Why a capsule wardrobe, books, house cleaning, and even leasing a car can make sense when they solve the right problem

• Five purchases he’s done with—including short-haul first class, expensive wine, and other versions of “luxury” that don’t actually improve his life

• Why outsourcing tasks you hate can increase happiness—but outsourcing things you enjoy can do the opposite

• How to separate spending that buys time, health, peace, or connection from spending that mostly buys an audience

• The exercise of building your own “worth it” and “never again” lists

The core idea:

The money was never the finish line. It’s a tool for buying more of what you already value.

Spend generously where it meaningfully improves your life.

And stop paying for things you only thought you were supposed to want.

If the show’s been helpful, leaving a quick review on Apple or Spotify genuinely helps.

Hope this gives you something to think about this week.