This chapter explores the two pathways that banks can take when offering loans and discusses the impact of overdraft fees on bank revenue. It clarifies that proposed changes will only affect larger banks, while regional and local banks can still charge fees as they please.
Regional banks are facing strong competition in the battle for your dollars.
(00:21) Matt Frankel and Deidre Woollard discuss:
- How new rules could change what you pay in overdraft fees.
- Why banks are socking away money for credit losses.
- The potential advantage for regional banks.
(17:31) Asit Sharma and Mary Long take a medium dive into Paycom and discuss a product that could be too good for its own good.
Companies discussed: TFC, DFS, USB, WFC, PAYC, JPM, PAYX, PCTY, ADP, ORCL
Claim your Epic Bundle discount here: www.fool.com/epic198
Host: Deidre Woollard
Guests: Asit Sharma, Matt Frankel, Mary Long
Producers: Ricky Mulvey, Mary Long
Engineer: Dan Boyd
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