Balancing Enjoyment and Debt Repayment

How to make a budget, stick to it and grow wealth for the long term 💸

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In this episode of the Money Gains Podcast we welcome Brian Mitchell from Frugal Spender to the show.

We chat about why your budget keeps failing, how car finance is silently destroying your wealth, and why the person you marry matters more than any investment strategy you'll ever learn. 

We also expose the hidden taxation draining 70-90% of your income and share the uncomfortable truth about why being "obsessed" with paying off debt might be the only way out.

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Brian (Frugal Spender) on Instagram https://www.instagram.com/frugal_spender/

Brian (Frugal Spender) online https://www.frugalspender.co.uk/

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✅ Why your first budget will fail and how to accept it, learn from it and try again

✅ How to automate everything at the start of the month before you can sabotage yourself 

✅ Why choosing your life partner is your single most important financial decision 

✅ How you're actually paying 70-90% tax when you account for VAT, stamp duty, council tax, and others beyond income tax

✅ Why the £100,000 investment milestone is where compound interest accelerates dramatically 

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DISCLAIMER:
This video is meant for educational purposes and should not be considered financial advice. When you invest your capital is at risk. Past performance is not a guarantee of future success.

This video description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

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Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist