236 Q&A: wealth building strategies, money in super or offset, tax deductions + more
Dev Raga Personal Finance
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The Biggest Risk in Superannuation
How often do you put money into your super if yourself employed? And when is it better to just keep it in your offset account? That's a great question. Essentially the question boils down to, should you invest nto super, and how often? Compare to paying down your mortgage, which is essentially like putting money into an offset account. You need to work out your risk profile before you do anything with your money. But i wouldn't spend too much time worrying about whether manage funds are goig to cost you alt a bit more or e t fs are going to cost you a lttle bit more. Not being in the market, not being invested, is the biggest risk.
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