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26min chapter
S8 E5: Fintech Recap: The BaaS Multiverse of Madness, the CFPB’s New Earned Wage Access Rule, and a Brief Conversation on Brokered Deposits
Fintech Takes
Navigating FinTech Trust and Regulation
This chapter explores the challenges faced by consumers in understanding the relationship between fintech companies and traditional banks, particularly regarding trust and regulatory compliance. It discusses the complexities of earned wage access products and their classification as credit, the regulatory landscape implications, and the importance of clearer communication to enhance consumer confidence. Additionally, the chapter addresses the financial distinctions between fintech and traditional models, advocating for innovative yet sustainable solutions in the evolving financial landscape.
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Discover
highlights
Listen to the best highlights from the podcasts you love and dive into the full episode