Unlocking Payment Dynamics

This chapter explores the complexities of card payments, detailing the roles of various stakeholders in the transaction process, and contrasts the seamless consumer experience with the slower backend operations faced by merchants. It also discusses the advantages of stablecoins over traditional payment methods, emphasizing their potential for faster settlements and improved liquidity in transactions. Furthermore, the chapter addresses the challenges of fraud management in payment systems, advocating for innovative AI solutions to enhance detection and reduce losses.