Cloud Computing - The Future Development

Mambu has its own office in Dubai. We're pretty much close to the market and we see an enormous growth in this market also for Mambu. I think now everybody sees the benefits of using cloud. The thing is where to start. If you just move a very small piece of your infrastructure to cloud to start with, obviously the cost benefits are not that great in the beginning. But as soon as you expand your cloud usage and indeed reach a certain point, an amount of scale, then you absolutely will see the benefits of interconnecting with third parties, etc. etc. Although Mambu's base in Africa and Europe, we've seen quite a few clients across