Is There a Pillar of 'Paying It Forward'?

We hope in the first quarter of next year to make the first announcement of a capital allocation through community banks and empty eyes. We also think, you know, it similarly touches on both public policy questions and regulatory policy questions. The sort of model of paying it forward needs more study, but we hope that as early as the first Quarter of next year, we'll start to demonstrate that this is real. I've only just recently rolled off a pima's national advisory council. So i can tell you when speed matters most, friction and the current analogue banking system stands in the way. But that initiative has to start nownd, we're working on it.