Balancing Spending and Generosity

This chapter explores the dynamics of making thoughtful financial decisions while embracing self-indulgence and philanthropy. It addresses the importance of budgeting, managing assets, and navigating financial conversations in relationships for a balanced and fulfilling financial life.

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📈 Are you on track with the Baby Steps? Get a Free Personalized Plan

Rachel Cruze & Dr. John Delony answer your questions and discuss:

"How do I tell my husband he needs to suck it up and get a better job?"
"Should I pay off a rental property?"
"I'm worried about my siblings depleting their portion of our inheritance,"
"My daughter claims that her classmates are spending $20/day for take-out lunches,"
"We're debt-free but living paycheck-to-paycheck,"
"Can I afford a luxury watch?"

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