Where is Nick and what's he up to?

How often do you fly to earn points & miles? Do you chase status with an airline you don't intend to fly, with the intention of later matching to another airline? We answered these and many other questions on the Ask Us Anything hosted live on YouTube on November 5th, 2025.

(06:10) - ​​How many annual fees do each of you pay a year, and how often do you fly to earn points & miles?

(15:08) - ​​Hi, after the devaluation of the Wyndham Vacasa relationship, is there any more value left in hanging on to the Business Earner card?

(18:36) - What are the FM team's thoughts on the Atmos summit card? Sustainable?

(22:43) - Do you chase status with an airline you don't intend to fly, with the intention of later matching to another airline? Any opportunities like this that recur periodically?

(24:51) -: ​​Hey gang, with platforms like Gondola and Rove, etc, when booking paid stays and flights, what is your typical order of operations with booking paid stays or flights?

(32:35) - Have you heard if it's true Chase will move to EIN only for biz cards

(35:06) - ​​What do you think Citi will do with current Barclays Aviator Silver cardholders...grandfather us or force us to the Globe card?

(36:06) - For the Chase Sapphire Reserve® Card's 1.5x eligible points, how does it get affected if you transfer points or spend them on non-1.5x redemptions?

(38:14) - A question regarding Bank of America approvals. I have a credit score of over 750. I applied for the Alaska Airlines premium card. Was denied because of not having a relationship with Bank of America . Any workarounds ?

(40:22) - ​​Are Barclay’s Hawaiian cards going away or sticking around? I don’t have an immediate need for these miles, but I may regret not getting them if this is the last chance to apply.

(42:51) - ​​Has anyone had success getting the annual fee waived for the next 12 months for the Wyndham Earner business card? I tried twice this week and was denied. I have 400K points and would lose them.

(44:18) - ​Any word on a higher-level “ ultra premium “ delta card?

(44:54) - ​​Are any of you taking advantage of the Alaska promotion using San Diego as a hub to fast-track status to Gold (or better)?

(45:48) - Everyone: What is your favorite hotel brand (not chain, but brand)?

(48:40) - I’m locked out of Barclays, so I can’t get the card. But is there any way to status match to Emirates silver or higher? I’ve got Delta Diamond and American Executive Platinum.

(49:32) - ​What do you think will be the next Maldives? Any new, exciting up-and-coming locations that you’re excited about?