For most of us, our council tax bills are going up - with nearly every local authority in the country increasing it by the maximum amount.
Nottingham City Council is the latest to declare itself bankrupt and has already approved huge cuts. Today, councillors in Birmingham consider whether to do the same.
On this edition of the Sky News Daily, Niall Paterson is joined from Birmingham by Midlands correspondent Becky Cotterill and local campaigner Shuranjeet Singh to look at what's gone wrong in the city and how it's affecting residents.
Plus, Jessica Studdert from the thinktank New Local discusses why so many councils are struggling with their finances.
Senior podcast producer: Annie Joyce
Assistant producer: Iona Brunker
Interviews producer: Melissa Tutesigensi-Charles
Promotion Producer: David Chipakupaku
Editor: Wendy Parker
