Retail CBDCs in the Digital Euro

There's a multivariate war that's going on right now and that is one way of envisioning this. There are different interests that are worrying not for the benefit of you and me obviously, but because they want their slice of the Ponzi scheme pie. So suddenly you've got all of these other payment apps and different ideas for basically hounding in on the commercial banking space by these big tech players as well. And if you suddenly introduce retail CBDCs, it might break. It might unravel that thread and thus unravel the entire tapestry. This is why, as you may have seen, again, flit across your newswires and perhaps not understood the significance of