Time is aa large input on the value of an option. All we want is just to buy ourselves a little bit of time so that we can make sure that when we do need to make some changes, roll with the punches,. something happens, we can make a good decision. Most people don't really care about the physical location of the money they're spending instead of making decisions on it. And you can break down in your categories and tell them what's going on there.

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