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Ask HTM - Is a 25% Savings Rate Overkill, Avoiding State Minimum Insurance Requirements, & Eliminating 401k Loans #1030

How to Money

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Navigating Retirement Savings Strategies

This chapter features a listener seeking advice on whether to invest more in a 401k or a Roth IRA, discussing their debt-free financial status and various investment accounts. The hosts offer insights into smart investment strategies, emphasizing the benefits of both retirement accounts for tax flexibility and long-term planning. They also touch on maintaining financial discipline amidst societal pressures and the importance of aligning financial goals within a partnership.

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