I think as we move through this, it's so important to be empathetic and understanding with people who've already gone through a great simplification because they can teach us so much. So I would try to learn more about the third world debt crisis,. Like talk to people you know from the global south, like learn about how did they get by. And then they could go negative interest rates and it wouldn't have the crazy impact on our current financial system. Okay. This was awesome. You have a follow-up of this podcast so you know what's coming next. A few closing personal questions. Do you have any personal advice to the listeners? Not financial per se, but

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