How to Get Your Hot Cup a Jack Squat

Jeff Pearlman: Most people's spending tends to decline for most of their retirement and only increase towards the end. We believe that most of those expenses will go away, but you never know when grandchildren might show up. The first step is to evaluate your current expenses whatever they are right now. And then decide whether we should be buying single premium immediate annuities or QLACs which will simplify some of our retirement expenses.