We begin our lives with the high expectations as gross stocks, then we end them as kind of value stocks. For some people, it's a great and poetic way, because what you say is absolutely right. You don't alwys make the things we want to in life. And like f you're being hard on yourself over not having half a million dollars by the time you were 30, so is everyone else who didn't have it. Is what life's about. My mamma used to say, too soon old, too late, smart. But the point is, as you get older, like 61, my age bracket, are the happiest people on the planet. I

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