8min chapter

The Ramsey Show cover image

Never Rationalize Debt!

The Ramsey Show

CHAPTER

Navigating Financial Decisions

This chapter explores the complexities of lending or gifting a large sum to a friend with problematic financial habits, highlighting the potential consequences and deeper issues involved. It also discusses credit management strategies for achieving financial goals, such as homeownership and vehicle purchases, advocating for saving over reliance on credit.

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