Intro

This chapter features a listener from Albany sharing his transition to sobriety and better financial habits as an empty nester. The discussion focuses on overcoming debt and the path to achieving millionaire status through intentional financial management and personal growth.

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📈⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠

Dave Ramsey and George Kamel answer your questions and discuss:

"Could you provide advice to me as a newly sober man who needs to get a handle on his debt?"
"Is 0% financing better than pulling from my 401(k)?"
"My parents lied to me about my student loans being paid off. Am I still responsible to pay?"
"I was misled by my financial advisor. How do I get back on track?"
"The minimum payments on my student loans don't cover the interest. Should I still do the debt snowball?"
"Should I take out a loan to consolidate my credit card?"
"How much should I put down on a second property?"
"Can we afford for me to stay at home now?"
"My husband lost $200k day trading. How do I get him to follow the Baby Steps?"
"I co-signed for my mom's house and now she's behind on her payments. How do I get out of this?"