Jenny, paula: I don't know about you, but i think this is a great move. The markets for bonds are often forward looking and bond traders have been pricing into bonds the fact that they think interest rates are going to go up. But over long periods of time, there is always a reversion to the mean. When it comes to a category of the market, whenever you hear yourself say, this category is not doing very well, so i think i should sell it, realize that there's no such thing as an ibons perspective.
#362: David is questioning how to better manage his spending. He’d like a stronger framework to think through budgeting challenges.
Elisa and her husband bought a home, and now they’re saving extra income every month. She has a pension and her husband is an entrepreneur. How much should they be saving for retirement and how should they invest their extra money?
Geoff invested primarily in taxable brokerage accounts for the last twenty years. He’s built a $6 million portfolio and reached financial independence. He wonders about the smartest strategy for withdrawing from those taxable brokerage accounts to efficiently manage capital gains?
Jenna and her husband are planning on buying their next home in a few years. She wants to know if I-bonds are a good way to save for the down payment and closing costs.
Former financial planner Joe Saul-Sehy and I tackle these four questions in today’s episode.
Enjoy!
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