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Are You a Saver or a Spender?
I think it's important to know, are you a saver or a spender? Because that's probably at the heart of a lot of these disagreements about money. You've got to understand each other's goals and how that applies to their finances. But then there's the second question: if they've got bad spending habits or bad investing habits, maybe it's because they've not aligned them well with their goals. Some people are absolutely laser focused on achieving a certain thing by a certain time but other people don't have a goal at all.