131: How to 70X Your Money
Rich Habits Podcast
Investing Early: Small Steps to Wealth
This chapter discusses the advantages of starting to invest early, even with minimal amounts, and debunks myths around needing large sums to build wealth. It highlights the use of technology to enhance investment strategies and encourages audience engagement while providing advice on optimizing retirement accounts for better financial health.
In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share with you how to 70X, 26X, and 10X your money over time.
Remember, investing doesn’t mean you’re taking thousands of dollars at once and putting it in the markets – but sometimes $5 or $10. When you have compound interest on your side, investing any amount of money moves the needle over time.
You can find this money in your weekend spending, your car payment, or even your monthly mortgage. Have a plan, stick to it, and stay consistent!
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Disclosure: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 8/17/25, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.
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