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Target Date Funds for 2025
Don te lestani: Target date funds are littered with unnecessary fees, exceptfor from vanguard. The bond index fund went down this year for the first time since 20 13. So if all bonds are going down right now, it does not mean that your bond fund is right. If he were to put some money in a target fund, some in a balanced fund and some in treasury inflation protected securities, i mean, his layering diversification on top of diversified funds.
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