Excess Returns  cover image

What Investors Need to Know About the Collapse of Silicon Valley Bank with Cullen Roche

Excess Returns

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How Much Reserves Do Banks Need to Stay Liquid?

In the U.S., banks don't really have like strict reserve requirements anymore in the United States. Banks need a certain amount of liquidity all the time just to be able to manage their, you know, all the daily transaction flow. But they don't always have, they don't have, they're not prepared for even generally like 25% of those deposits are clear in one day.

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