2min chapter

Fintech Takes cover image

S9 E8: Special Solo Recap on Deregulation, Marqeta, and Crypto’s Paradox

Fintech Takes

CHAPTER

Impact of Political Changes on FinTech and Embedded Finance

This chapter explores the impact of recent political developments on the FinTech industry, emphasizing the importance of bank partnerships for embedded finance. The speaker also discusses the potential implications of Donald Trump's re-election and the expected trends in deregulation within financial services.

00:00
Speaker 1
I have all my notes from what I was planning to talk about last week in fint Office Hours, recapping what's been happening over the last two to four weeks in FinTech. So I thought I would just do a quick recitation of that in a solo FinTech Takes podcast. So without further ado, I'm going to dive into some of the things that have happened recently, give you my thoughts on them, And hopefully it's not too weird to listen to just one person on a podcast expand on their thoughts for a minute. So if you'll indulge me. I know that here on the show, we talk a lot about the importance of bank partnerships when it comes to the success of any type of embedded finance or fintech endeavor. So let me tell you about a provider that is raising the bar in embedded finance. Built by Fifth Third Bank, NewLine enables enterprises to launch and scale payment products using their API-first platform, enabling embedded solutions that scale responsibly. Learn more about NewLine by visiting newline53.com. The first thing I wanted to talk about is obviously the election. So if you live in the U.S. or you have a vested interest in the political scene in the U.S., you will know that Donald Trump was reelected to be president of the United States. It was a very convincing, broad-based win, and already we are starting to see the impacts of this. I'm not going to get into the politics. I'm not a political commentator, but I do think it's worth talking a little bit about what the impacts of this change are going to mean for fintech and financial services. So I've written a little bit about this in the newsletter. There was an essay published last week that talked a little bit about the focus on deregulation as one component, but I want to talk broadly about the different pieces of what that win is going to mean and what the next four years might look like for fintech. So first, getting into deregulation, as you might have seen with President-elect Trump's announcement that they were forming the Department of Government Efficiency, there's going to be a strong focus on stripping a lot of inefficiency, bureaucracy, and excessive regulation out of the federal government over the next four years.

Get the Snipd
podcast app

Unlock the knowledge in podcasts with the podcast player of the future.
App store bannerPlay store banner

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Save any
moment

Hear something you like? Tap your headphones to save it with AI-generated key takeaways

Save any
moment

Hear something you like? Tap your headphones to save it with AI-generated key takeaways

Share
& Export

Send highlights to Twitter, WhatsApp or export them to Notion, Readwise & more

Share
& Export

Send highlights to Twitter, WhatsApp or export them to Notion, Readwise & more

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

AI-powered
podcast player

Listen to all your favourite podcasts with AI-powered features

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode

Discover
highlights

Listen to the best highlights from the podcasts you love and dive into the full episode