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Aave and Peer-to-Peer Lending - What Are Your Thoughts?
I've seen the most interesting changes and most interesting disruptions out of all the verticals in DeFi. One is that fixed rate lending has really taken off. And it's gotten within one order of magnitude from Aave in terms of TVL and then evolving. The other very interesting development is peer-to-peer lending. There are some risks involved with like pooled models versus peer- to-peer models.