442 superannuation part 2 - retirement phase
Dev Raga Personal Finance
Navigating Superannuation in Retirement
This chapter explores the transition from the accumulation phase to the retirement phase of superannuation, clarifying key concepts like 'preservation age' and the shift in terminology to minimize confusion. It discusses the nuances of managing superannuation accounts as individuals approach retirement, including rules for withdrawals, tax implications, and strategies for drawing down savings. The chapter emphasizes the importance of understanding these intricacies to optimize personal financial planning during retirement.
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