2min chapter

Financial Feminist cover image

18. What Credit Card Companies Don't Want You to Know with Credit Expert Vrinda Gupta

Financial Feminist

CHAPTER

Credit Card Usage

Pay it off on time and in full. Save an emergency fund first, so you don't hopefully have to go into credit card debt. Women's credit utilization disproportionately affects women because we are getting lower credit lines for many reasons. Even if we are spending the same amount as a man, our credit utilization looks artificially inflated.

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