FinTech in Africa

In Kenya, 90% of the adult population uses a payment special at least once a month. You can use it to pay for your groceries; you can use it in tandem with FinTech apps. So I think like that alone is a great example, but you're just starting to see this happen in a lot of different markets. And it's just like no need for these outdated paradigms that have come into be because banks existed in a digital world in the last 20 years.