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What You Need to Know About the New Tax Bill

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Balancing Savings and Debt Management

This chapter explores strategies for effectively managing 401k contributions alongside year-end bonuses and emergency funds, emphasizing the importance of a balanced financial approach. It discusses the risks of using home equity lines of credit for debt repayment while highlighting the significance of understanding personal financial situations before making major decisions. Additionally, the chapter touches upon specific considerations for teachers regarding pension plans and alternative methods for contributing to Roth accounts.

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