The Con of Credit Cards Is Interest Rates

The con of credit cards is interest, baby. A $20 purchase can start to turn into a lot of credit card debt if you accidentally like miss it or forget to pay. The convenience when you are overseas and you cannot pay for something in that moment when it's an emergency is understated. This has generally done it for me where I was like if I had a credit card I would not be in this super inconvenient position.