15min chapter

Fintech Layer Cake cover image

Cards, Real Time Payments, and Credit Trends with Matthew Goldman

Fintech Layer Cake

CHAPTER

Challenges and Misconceptions in the Card Space

This chapter discusses the challenges of growing a relationship product like a credit or debit account, the difficulties of banking, and the importance of finding the right balance in growth. It also highlights the potential impact of a breakup with a sponsor bank, the challenges and prevalence of fraud in the fintech industry, and the need for better fraud management systems.

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