We've seen various sort of discrete forms of redlining in banks, quietly blacklisting individuals or entities. How does your amendments seek to ensure that underhanded practices aren't used? Initially, Nigel Farage was told by Cootes that they were taking away his account and that they wouldn't say why. And they were only giving him 30 days' notice. What my legislation would do would raise that to 90 days but insist that the banks give a reason.