The Wisdom of Keeping Cash in Banks

In light of the recent bank crisis, I wanted to ask you about the wisdom of keeping cash in banks. Do you recommend taking out money from the banks not needed for basic living expenses and putting it in precious metals, especially silver? It of course depends entirely on where you are, how much money you have, what your specific plans are. But I will say that treasuries, short term treasuries,. also consider certificates of deposit at a really good banker savings and loan.