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What they don’t teach you about money
Working It
How Much Cash Should You Keep in an Emergency Fund?
I aim for six months fixed outgoings, but with no real rationale. I think a lot of it depends on your individual circumstances. If you own your own house then you're going to need to have home maintenance money because things will and do go on. Maybe you're saving up towards having a baby paying for childcare. You don't want to be investing money that you might need back in a couple of years time.
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