Episode 213 - From the Vault: Payment Tokenization Continues to Roll (Episode 21)
Payments on Fire™
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The Privacy Implications of EMVCO's Payment Account Reference Number
The downside is that meanwhile in the real world. You have all sorts of third parties and merchants that actually use pans as identifiers for loyalty programs. Pans are also used as triggers for card linked offers. So those are all the great advantages of tokenization and it broke some loyalty systems. I just hear a whole bunch of powerful applications being blown up.
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