"I want you to believe in the values and the rewards of hard work," he says. "True success is when the people who you want to love you do love you." It's normal to assume that all financial success and failure is earned, but only up to a point,. The luck of who you happen to meet along the way plays a bigger role in outcomes than most people want to admit.
One of the most complicated topics in money: How it impacts your family.
Your spouse.
Your kids.
How do you avoid spoiling kids?
How do you and your spouse learn to agree about the best way to spend?
There are no easy answers -- but I try my best here, including sharing the letters I wrote to my kids when they were born.