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Six Reasons to Stay Worried

The Compound and Friends

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The Future of Regional Banks

People hold way too much cash all across the board. Only 77% said they care about having a branch within 10 minutes of my home or work. There are 5 or 6 banks that are able to pay zero and can live in a world where people are leaving that 6% on the table. I call these banks coal mines. They're not going to implode tomorrow. It's going to be 20 years of shrinking.

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