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Ask HTM - When to Ditch an Old Car, Dropping Escrow, & Investing via an ESOP #928

How to Money

CHAPTER

Navigating Financial Challenges and Strategies

This chapter addresses the complexities of managing a teacher's income while financing a child's private college education, alongside planning for early retirement. It emphasizes the distinction between being frugal and cheap, advocating for the use of legal financial strategies to maximize benefits like tax incentives. The discussion also explores the nuances of financial aid, mortgages, and the pros and cons of self-managing escrow accounts in the context of rising property taxes.

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