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84. “We spend 98% of what we make—but we refuse to change our lifestyle”

Money For Couples with Ramit Sethi

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The House Is Off the Table, Right?

"We just really don't want to move. I mean, that story about downsizing and everything," they say. Over the course of 30 minutes, they attempt to adjust their truck payment, pay off the van, a loan repayment with Christmas gift money,. Dog expenses to stay at 100, lowering their insurance costs, which is managed by an advisor. They then continue on to cut $100, eating out cheaper phones, drop Amazon prime, cut swimming lessons, cut gymnastics. And now we are at 83%. All right. So what did we start the fixed cost number at when we started this analysis?

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