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10min chapter
The Banking System Is Healing | Dan Siciliano & Michael Ericson
Forward Guidance
Strength and Function of Federal Home Loan Banks
This chapter explores the role and functionality of federal home loan banks, discussing their implicit guarantee from the US government, their ability to issue bonds at low rates, and their role in lending to member banks. It also examines the impact of waning loan demand and tightening credit standards on lending to consumers and businesses.
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Discover
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Listen to the best highlights from the podcasts you love and dive into the full episode