Is There a Zero Conf in Bitcoin Wallets?

The full mempool RBF is not just you know it's better UX in the wallet because you don't have to deal with this fact. From your ex perspective yes is much better but the important thing is the incentive compartment. I think long term it's kind of inevitable that he will have to switch to a zero conf and maybe even extend credit if he has done enough risk assessment on the customer If he doesn't have any kwesi then yeah the user needs to move to lining most of them already.