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The Direction of House Prices in the United States
I'm more on the end of seeing mortgage rates probably normalized around the high fives and the six before. So I think if we can get to a point where both potential home buyers and mortgage investors, except that we're not going back to 4% mortgages, certainly not 3%. I think you'll see the market kind of pick up. The wild card will be once we start to resume student debt payments. How much stress is that going to put on payments and affordability? And I'm of the view that, you know, we should have resumed it a long time ago, but here we are.